By using FedCalc (the "site") you agree to these terms. If you do not agree, please do not use the site.
Educational use only — not advice
The calculators and content on this site are provided for general informational and educational purposes only. They produce estimates based on publicly available information about federal programs and assumptions you provide. They do not constitute financial, investment, tax, legal, or accounting advice, and should not be relied upon as the sole basis for any decision. Always consult official sources and a qualified professional regarding your specific situation.
Accuracy and program changes
New federal programs evolve as agencies issue regulations and guidance. We make a good-faith effort to keep our tools accurate and up to date, but we do not warrant that all information is current, complete, or error-free. Actual figures from the IRS, your loan servicer, or a financial institution may differ from our estimates.
No warranties
The site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
Limitation of liability
To the fullest extent permitted by law, FedCalc and its operators will not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or inability to use, the site or its calculators.
Third-party links and ads
The site may contain advertisements and links to third-party websites, including affiliate links. We are not responsible for the content, products, or practices of third parties. See our Privacy Policy for details on advertising.
Intellectual property
The site's design, text, and original tools are the property of FedCalc. You may use the calculators for personal, non-commercial purposes. Program names and trademarks belong to their respective owners; references are descriptive only.
Changes to these terms
We may update these terms at any time. Continued use of the site after changes constitutes acceptance of the revised terms.