FedCalc ("we", "us") operates this website and its free calculators. This policy explains what information is collected when you use the site and how it is handled. We have designed the tools to be privacy-first: the calculators themselves run entirely in your browser, and the numbers you enter are never sent to or stored on our servers.
Information we do not collect
We do not require an account, and we do not ask for your name, email, financial account numbers, or any personal identifiers to use the calculators. Values you type into a calculator (income, contributions, loan balance, etc.) are processed locally in your browser and are not transmitted to us.
Information collected automatically
Like most websites, we and our service providers may automatically collect standard technical data such as your IP address, browser type, device type, referring page, and pages visited. This is used to understand site usage and keep the service running.
Cookies and analytics
We use cookies and similar technologies for two purposes: (1) anonymous analytics to understand which tools are useful, and (2) advertising, which keeps the tools free. You are asked to accept or decline non-essential cookies via the banner on your first visit. If you decline, advertising and analytics cookies are not loaded.
We may use Google Analytics to measure traffic in aggregate. IP addresses are anonymized where supported.
Advertising
We may display ads served by Google AdSense and other third-party vendors. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalized advertising at aboutads.info.
Affiliate links
Some links on this site are affiliate links. If you click one and sign up for or purchase a product, we may earn a commission at no extra cost to you. This helps support the free tools. We only link to products we consider relevant, and an affiliate relationship never changes the numbers a calculator produces.
Your choices
You can clear cookies in your browser at any time, use your browser's "Do Not Track" setting, or decline non-essential cookies in our banner. Most browsers also let you block cookies entirely.
Children's privacy
This site is intended for adults making financial decisions. We do not knowingly collect personal information from children under 13.
Changes
We may update this policy from time to time. Material changes will be reflected by the "last updated" date above.
Contact
Questions about this policy? See our contact page.