FedCalc builds free, accurate calculators that help everyday Americans understand new federal financial programs. When Congress creates a new account, benefit, or repayment plan, the rules are often buried in hundreds of pages of legislation and conflicting news coverage. We turn those rules into simple tools you can use in seconds.
What we cover
Our current focus is the wave of programs created by the One Big Beautiful Bill Act of 2025, including:
- Trump Accounts — the new tax-deferred children's investment accounts with a $1,000 federal seed.
- The Repayment Assistance Plan (RAP) — the new income-driven student loan repayment plan replacing SAVE.
Our principles
- Accuracy first. Every formula is built from official program rules and primary sources, and we update tools as regulations are finalized.
- Privacy by design. Calculations run entirely in your browser. We never receive or store the numbers you enter.
- Genuinely free. There is no paywall, no sign-up, and no upsell. Ads and the occasional relevant affiliate link keep the tools free.
- Plain English. We explain what the numbers mean, not just what they are.
Important note
FedCalc provides educational estimates, not financial, tax, or legal advice. New programs evolve as agencies issue regulations, and individual circumstances vary. Always confirm details with official sources such as the IRS or StudentAid.gov and, where appropriate, a qualified professional before making a decision.
Get in touch
We welcome corrections, questions, and suggestions for new calculators. Reach us through our contact page.